SBA Loans
We offer the popular small business administration loans with a $500,000 minimum for these very attractive loans. We have SBA 504 and the 7A SBA loan programs to assist small businesses. Borrowers and business owenrs should understand, however, that the SBA is primarily a guarantor of loans made by private institutions and other institutions.
The Most Common SBA Loan Programs
SBA loan programs can help qualified businesses obtain financing even when their assets may not meet standard lending guidelines
Benefits of SBA Loans
Business keeps cash for their business
- Monthly payments are low with flexible terms - up to 7 years for working capital, from 10 to 15 years for equipment;
and up to 25 years for real estate refinance or purchases - Permits 90% financing for new purchases
- Ability to finance closing costs versus paying from your own funds
Flexible Terms
- Interest only payment options
- Lines of Credit
- No Balloon Payments
- Limited pre-payment penalties
