Stated Income Commercial Financing

The Stated Income Program for small commercial loans saves investors time in the loan process by not providing income documentation such as personal or business taxes. This loan product relies heavily on the income of the property and it should debt sevice at 1.25X. Rents used are not actual rents but from the appraiser. Expect great rates and fast approvals! Check our apartment building stated program.

  • * No income verification
  • * Lending in the Name of Corporations, Trusts or LLC
  • * Seller seconds to 90% CLTV
  • * Gifts of Equity
  • * No Employment Seasoning
  • * No IRS 4506 Requirements
  • * Unlimited Cash Out Refinance
  • * Inherited Properties with Cash Out
  • * Blanket Mortgages
  • * Maximum loan amount of $3,000,000

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What We Will Need
Short Loan Summary
Current Rent Roll
Current Year to Date P&L and Balance Sheet
Credit Report / Authorization
4 exterior/interior color pictures